by Ernest Polej | Sep 14, 2023 | Advice For Buyers, Budget Statistics, Down payments, First Time Home Buyers, Home Buying, HomeGain statistics
Programs: So, you’ve got your eyes set on owning a house, but the big bad down payment is standing in your way. You’ve probably heard that banks usually want a hefty 20% of the home’s price upfront. Anything less, and you’ll likely end up shelling out for private...
by Ernest Polej | Feb 10, 2023 | Advice For Buyers, Advice for Homeowners, Building Costs, Costs, Down payments, Economic Factors, Home Buying, Home Value, Newsletter
Buying a home is one of the most exciting – and stressful – things you can do. There are so many things to think about and keep track of, and mistakes are easy. In this blog post, we’ll discuss the seven deadly sins of home-buying – from not getting pre-approved for a...
by Ernest Polej | Oct 12, 2022 | Buyer, Down payments, First Time Home Buyers
If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If...
by Ernest Polej | Jun 29, 2022 | Buyer, Buying Myths, Down payments
A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good...
by Ernest Polej | May 5, 2022 | Buyer, Buying Myths, Down payments, First Time Home Buyers
Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing...
by Ernest Polej | Nov 11, 2021 | Buyer, Buying Myths, Down payments
The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help...
