by Ernest Polej | Sep 14, 2023 | Advice For Buyers, Budget Statistics, Down payments, First Time Home Buyers, Home Buying, HomeGain statistics
Programs: So, you’ve got your eyes set on owning a house, but the big bad down payment is standing in your way. You’ve probably heard that banks usually want a hefty 20% of the home’s price upfront. Anything less, and you’ll likely end up shelling out for private...
by Ernest Polej | Apr 7, 2023 | Advice for Homeowners, Home Buying, Market Updates, Mortgage Rates
As we near the end of March 2023, the mortgage market has seen some movement in interest rates. According to Bankrate.com, the average rate on a 30-year fixed mortgage is 6.93%, while the average rate on a 15-year mortgage is 6.18%. Jumbo mortgages with a 30-year term...
by Ernest Polej | Mar 9, 2023 | Advice for Homeowners, Budget Statistics, Costs, Home Buying, Housing Market Updates, Pricing, Real Estate Finances
Home, sweet home! The Biden-Harris Administration is devoted to making the American dream attainable, even in these uncertain times. From helping close racial disparities and offering financial stability to passing down generational wealth – a roof over your head has...
by Ernest Polej | Feb 10, 2023 | Advice For Buyers, Advice for Homeowners, Building Costs, Costs, Down payments, Economic Factors, Home Buying, Home Value, Newsletter
Buying a home is one of the most exciting – and stressful – things you can do. There are so many things to think about and keep track of, and mistakes are easy. In this blog post, we’ll discuss the seven deadly sins of home-buying – from not getting pre-approved for a...
